Rates and Insurance

Fee and Fee Arrangements

Payment for services is important in any professional relationship. This is even truer in therapy. Payment is due at the time services are rendered unless other arrangements have been made. Advance notice will be given if my fees should change.


  • The standard fee for a 50-minute therapy session is $120 (this includes individual, family, and couples therapy, as well as a phone therapy session)
  • The standard fee for a 90-minute group therapy session is $40 per person
  • No charge for calls about appointments or similar business.

Reduced Fee:

Reduced fees are determined on an individual basis and are based upon a person’s insurance coverage and ability to pay. Contact therapist to discuss the need for a reduced fee.

Cancellation Policy:

If you miss your scheduled therapy appointment and have not notified me at least 24 hours in advance, you will be charged the contracted rate of the session.

Payment Options:

Cash or Check


I currently accept United Health Group/Optum, Cigna, and PPO insurance plans.

Important questions to ask your insurance carrier:

  • Does my plan cover “out-of-network” therapy for mental health?
  • What is the coverage amount per therapy session?
  • Do I have a deductible that needs to be met before I receive such coverage?
  • How many sessions per year am I cover for?
  • Does my plan restrict coverage for any particular mental health diagnoses?

If you have any questions about this process feel free to contact me (619) 849-0014 for additional help.



Contact Me:

Shannon Gilbride, MFT

(619) 849-0014

(619) 584-5644

170 Calle Magdalena
Encinitas, CA 92024

P.O. Box 217
Cardiff, CA 92007